Category Archives: Automobiles

How to Compare Auto Insurance in Texas

In the state of Texas, drivers are required by law to have auto liability insurance. This means that when you are ready to buy auto insurance, the quotes that you get will always offer at least the bare minimum as required by state law.

Minimum coverage may not be what is best for you, which is why you can compare rates on auto insurance from various Texas insurance companies to get the best insurance policy for you and your family.

Here’s how to compare rates:

View the automobile price comparison and rates guide through the Texas Department of Insurance website. This guide gives sample rates but uses a sample profile of a typical driver, which may not resemble your driving habits or history. As a result, the rates you see on this guide may be different than the quotes you get. You can use the guide as a way to identify companies with lower rates on average and make sure that you get quotes from those companies.

Obtain quotes for auto insurance by visiting local auto insurance agents in your area of Texas or by using a site such as Insure.com and Net Quote (see Resources) to get quotes from multiple companies at once. Some insurance companies you will find throughout Texas include Liberty Mutual, The Hartford and Allstate.

Look over the quotes to compare the coverage amounts given by the various companies. You may discover that the cheapest quote offers the most limited coverage, which may not meets your needs. Identify which quotes meet or exceed your coverage needs and eliminate all others. Once you do that, you can pick an insurance company based on any criteria that you choose, such as monthly rate or the ability to make payments online.

How to Save on Alaska Auto Insurance Costs for Seniors

When seniors retire and end up driving less, lowering auto insurance costs is a good way to save money. Auto insurance costs in Alaska, just like in other states, can be lowered for seniors if you do a little work.

While discounts exist for specifically for seniors, there are other options that seniors can implement to decrease their vehicle insurance costs. Lowering your auto insurance premium is something that you can work on by yourself.

Here how to get savings on your car insurance:

Contact your current insurer, if you want to stay with the same company, and ask to have the number of miles you drive each year adjusted. Typically insurance rates are based on driving at least 7,500 or 10,000 miles in a year, which seniors may not do. Lowering that mileage amount can lower the insurance premium. If you are getting quotes from other insurers in an attempt to lower costs, let them know the number of miles you drive each year as well.

Trade in your vehicle for one that is cheaper to insure. Typically cars that are compact, with smaller engines, are cheaper to insure. Before taking this step, contact your insurance company with a few different potential car makes and models to get quotes. This way you can make sure you get the vehicle that is cheapest to insure.

Ask your insurance carrier if you get a discount for being retired. Some insurance companies offer up to a five percent discount for seniors that are retired.

Check the cost of insurance through the AARP membership program, if you are a member. AARP offers discounts to its members, such as auto insurance. You can get a quote by phone if you call 888-489-8631. You can also get an extra discount on the AARP policy by enrolling in the AARP Driver Safety Program. When you do this, you get the additional discount for three years.

Put all of your insurance policies, such as home and auto, under the same carrier to get a multi-policy discount. Such a bundle allows you to save on all of the policies.

Get anti-theft devices installed on the vehicle, which lowers the insurance premium. Such devices include car alarms and disabling devices.

How To Buy Cars For Junk In Maryland

Junk cars can be a good investment opportunity because the cars can be stripped for parts.

If you are in Maryland, you can seek out people that have junk cars that they want to get rid of.

When you buy cars for junking, you can sell the scrap metal and sell the parts to people that are repairing similar vehicles.

Doing this allows you to make some extra money off the junk cars.

Make arrangements with a local towing company to tow any junk cars you buy, if you do not have a tow truck of your own.

The Automotive.com website has a directory of towing companies in the state. Select your nearest Maryland city to get the listings for your area.

Post an ad in some local classifieds that you are looking to buy junk cars for cash.

Free online classifieds include eBay Classifieds, Craigslist and Penny Saver USA.

Local Maryland newspaper classifieds should also be utilized, but typically have a fee for the listing.

Browse those same classifieds to look for people that are offering their junk cars for sale in your local area.

You may even come across some ads of people offering their junk cars for free if you come remove the car.

Once you find a junk car ad, respond to it and make arrangements to pick up the car.

2012 Bentley Continental GT

In the market for a new Bentley?

The 2012 Bentley Continental GT is set to go on sale in the U.S. in April 2011.

If you think you might be interested in one, have a look at the specs.

2012 Bentley Continental GT Specs:

Base price: $195,000

Vehicle Layout: Front engine, AWD, 4 passengers, 2-door coupe

Engine: 6.0L / 567-hp / 516-lb-ft twin-turbo DOHC 48 valve W-12

Transmissions: 6-speed automatic

Curbweight: 5100 lb

Wheelbase: 108.1 in

Length x Width x Height: 189.2 x 76.5 x 55.3 in

0-60 MPH: 4.4 sec

EPA City/Hwy Fuel Economy: 12/19 mpg

2011 Dodge Avenger Specs

In the market for a 2011 Dodge Avenger?

If so, check out these specs.

Base price: $23,545

Vehicle Layout: Front engine, FWD, 5 passengers, 4-door sedan

Engine: V-6

Transmissions: 6-speed automatic

Curbweight: 3563 lb

Wheelbase: 108.9 in

Length x Width x Height: 192.6 x 72.8 x 58.4 in

0-60 MPH: 14.8 sec

EPA City/Hwy Fuel Economy: 19/29 mpg